Fund Your Retirement With a Buy-To-Let Property

Perhaps you have already heard a number of people complaining about the inadequacy of their pensions. In life, and particularly in current economic circumstances, financial guarantees are few and far between. The cost of rising cost of living and other unpredictable factors make it difficult to calculate exactly how much money you will need to fund your retirement without sacrificing your quality of life. Life doesn’t always happen as we plan and, later in life you could end up with unforeseen expenses such as medical bills. This is a troubling thought for many pensioners, but there is still hope!

Buy-to-let properties are becoming increasingly popular as investments and they have more than proven their worth. Instead of trying to build up a huge pension pot that might not supply you with the funds you need in the future, you’ll be investing in property. Sure, you will still invest in your regular pension but use any additional funds to purchase something more stable instead.

By investing in a property and renting it out, you will obtain an asset and enjoy a monthly income in the form of rent. Sure, you will owe on another mortgage but you will be earning an income by renting that property out. When you initially investigate a buy-to-let option, it is important to compare your estimated monthly repayments versus the amount of rent you will be able to charge. The two need to balance at least. So, the rent you receive should cover your monthly repayments. Otherwise, you will end up making contributions each month, and you won’t benefit from an additional income.

After you pay off your mortgage, the rent received will be yours to enjoy and use as you like! In addition, should you encounter an extreme emergency, you will have a secondary property that you can sell or apply for an equity release in order to gain instant access to money when you need it most. This additional property also allows you to provide your beneficiaries with even more than you could with one property alone. If you have two children, for example, you wouldn’t want them to fight over one property or be forced to sell and split the money. Instead, you can leave each of your children with a home of their own to do with as they please. It’s important to remember that any property is a financial investment, and you should take your time when making these kinds of decisions. Independent financial advice can help you explore all of your possible options and help you make an informed choice.

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1. Micaela Schäfer at the Men in Black premiere

Let’s Start with this “dress” Micaela Schäfer wore to the 2012 Men in Black Premiere. It’s really difficult to call this a dress, since it’s barely there. As you can see this dress leaves nothing to imagination. Honestly, it looks like it’s made of old cassette tapes and a belt. However, if you google Micaela Schäfer, you’ll realise that she’s no stranger to just painting her outfits on, so this is actually one of her modest outfits.


Man found his lost wedding ring in a carrot from their garden!

A man from Bad Münstereifel loses his harboring in gardening. Three years later he is back with the help of a carrot.

One can take the “Ackergold” quite literally. For three years the ring was sleeping in the earth, yesterday he finally saw the sunlight again. A carrot had taken him on the way while growing and presented the lost ring to his lucky owner, a pensioner from Bad Münstereifel.
Carrot returns lost herringThe herring has grown into the carrot.
The 82-year-old had lost his love for the seed in his garden – and only shortly after the gold wedding with his wife. The said “he’ll come again” , but the search was unsuccessful, and the ring was lost for years.
The wife finally died – and kept right: Just six months after her death, the herring dived again. The pensioner from Bad Munstereifel found him in the carrot harvest. “That was clear,” he says. “You reap times now, what you sow.”

lost-wedding-ring-carrot-germany-1 lost-wedding-ring-carrot-germany-3


Why You Should Drink Lemon Water In The Morning

Lemon is a yellow fruit whose pulp, juice, peel and even its zest can be exclusively used in food further the sour taste of lemon is due to the presence of 5 % to 6% of citric acid in lemon juice. This distinctive taste of lemon juice also makes it one of the important ingredients either when it is used in drinks or even food like cocktails, lemonade and soft drinks.

Lemon juice also can be made into a preservative for certain foods which oxidize and turn brown after they are sliced like apples, bananas and avocados, it is the presence of acids which denatures the enzymes which result in browning and degradation of foods.

This is not the end to the ways in which these lemons can be used, there is also one of the effect methods which is drinking lemon water early in the morning to get flat tummy, here we give you facts which will surely force you to give a try for lemon water in the morning:
• It is not necessary that this will have any effect on the morning coffee cup that has great taste and aroma along with warmth instead taking lemon water will only be suggestible for people who are ready to postpone their cup of coffee for 30 minutes.

• Cancer cells are known to breed in acidic body but even any human body is known to perform better when it has higher alkaline content. Lemon though is famous for being an acidic fruit also is known to be great alkalizing agent when it gets into the human body also lessening the acidic levels. Though there are very few people who know that their body is acidic due to the food being eaten and things to which skin is exposed however this can be beaten by lemon water to lessen pH levels.

• Great source of Vitamins and Minerals: It is known that this yellow fruit is richer source of Vitamin C which is known to be anti-oxidant, anti-bacterial and also helps in developing immune system, Vitamin B which is for production of energy, Riboflavin helps in growth, repair and development of tissue along with minerals like calcium, magnesium and phosphorous which help in adding strength to bones and teeth.

• Liver purification: Liver is the main organ which detoxifies, produces protein and bio-chemicals which are known to be responsible for proper body digestion. It has been found that lemon water helps liver to carry out all its responsibilities even more effectively since it increases the number of enzymes which detoxify liver, apart from this lemon is known to be diuretic which helps in increasing the rate at which urination happens which ultimately purifies the body.

• Halts age: Lemon is known to help in erasing the wrinkles also having a better appearance of skin on regular consumption. If the body has too many toxins then the skin does not look healthy which can be fought with lemon water to get clear and glowing skin. Lemon also has citric acid which helps in fighting against acne making this one of the cheapest and most commonly available remedy to treat wrinkles and get glowing skin at the same time.

• Helps in weight loss: Too many toxins and waste products in liver will have effect on the body metabolism which in turn increases body fat. Lemon water is known to help liver in removal of all the waste products also increasing the body fat however lemon has to be supported by proper diet and physical activity.

• Resolves respiratory problems: Lemon water is known to treat any chest infections and stop any smaller coughs, also lemon is known to be best treatment for people suffering from asthma and allergies. Lemon is also known to treat bad breath and any tooth ache along with gingivitis due to the higher rate of citric acid which when taken in increased content will cause harm to tooth enamel.

Here is the process in which homemade lemon water can be prepared for consumption in morning:

Take a glass full of water either cool or even at room temperature and those suffering with any digestion problems can use hot water.
Now squeeze juice from half slice of fresh lemon into this glass of water
Stir this and drink without any sugar.
It is advised to not use bottled lemon water due to increased presence of sulphites which results in allergy among several people.


Gorgeous Moms Breastfeeding Their Children

Breastfeeding is one of the most natural things a mother can do. It gives life and creates an everlasting bond between a mother and her child. It’s beautiful and pure, but not everyone agrees. Some people believe breastfeeding is something that should be done in privacy and is actually inappropriate. To show just how beautiful and normal breastfeeding is, mothers have taken gorgeous photos of themselves feeding their children in the way nature intended. These women are absolutely stunning and shine a light on what motherhood is all about.

As Nature Intended

There’s something so peaceful about seeing this mother feed her child in front of the sunset.
via Caters News Agency

Raising A Family

Breastfeeding her children has brought her family closer and built a bond that can never be broken.
via Caters News Agency

Life Is Just Beginning

A mother’s body is so amazing that she can give life to more than one child at the same time.


via Collective-Evolution

Arms To Love You

The safest place in the world is a mother’s arms.
via Caters News Agency


Baby Born in Water, The Basics of Water Birth

A water birth means at least part of your labor, delivery, or both happen while you’re in a birth pool filled with warm water. It can take place in a hospital, a birthing center, or at home. A doctor, nurse-midwife, or midwife helps you through it.

In the U.S., some birthing centers and hospitals offer water births. Birthing centers are medical facilities that offer a more homelike setting than a hospital and more natural options for women having babies.
The use of a birthing pool during the first stage of labor might:

Help ease pain
Keep you from needing anesthesia
Speed up your labor
The American College of Obstetricians and Gynecologists (ACOG), which sets guidelines for pregnancy and childbirth care in the U.S., says a water birth during the first stage of labor may have some benefits but delivering your baby underwater should be considered an experimental procedure with risks. The first stage is from when contractions start until your cervix is fully dilated.

Studies show water birth during stage one doesn’t improve your or your baby’s medical outcome.